Loan funding times may be impacted by the upcoming holiday. Depending on your bank’s processing time, loans approved after 11:00 am ET Friday, October 11th through Monday, October 14th should be funded on Tuesday, October 15th by 5pm ET.
Returning customers:
Get your funds faster by depositing to your debit card (not impacted by the holiday).
In some cases to get $416, you may need to open two loans. After you sign and submit your first loan, if eligible, you'll see an option for a second loan.
Congratulations, you have been pre-approved for a payday loan an installment loan a line of credit of up to ${{ appObject.applicationViewModel.approvedAmt }}.
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Plus, payments clear instantly.
May not be available for all debit cards.
The information you provided will be sent to the store you choose.
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In some cases to get $416, you may need to open two loans. After you sign and submit your first loan, if eligible, you'll see an option for a second loan.
Get your money faster than ever. Receive funds in as little as 24 hours after signing.*
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Sit back and relax while we securely review your information.
California residents, view the Advance America California Privacy Policy for our information collection practices.
The following terms and conditions govern electronic communications in connection with this transaction (both the purchase of credit services and, if applicable, your loan with the Third-party Lender) evidenced hereby (the "Consent"). You agree that:
The following terms and conditions govern electronic communications in connection with this Loan Agreement and the transaction evidenced hereby (the "Consent"). You agree that:
The State of California requires that we provide privacy information for individuals who reside in California. If you do not reside in California, the provisions of this California Privacy Policy will not apply to you.
For California residents, here is a summary of what you will learn from this California Privacy Policy:
Below is the legal information we are required to share:
These California Disclosures and Privacy Policy supplement the information contained in our Privacy
Notice of Advance America, Cash Advance Centers, Inc., and the website
www.advanceamerica.net
and
applies solely to visitors, users, and others who reside in the State of California (“consumers” or “you”).
We adopt this California Privacy Policy to comply with the California Consumer Privacy Act, the
California Privacy Rights Act, and other California laws. The California Consumer Privacy Act and the
California Privacy Rights Act are collectively referred to as “CCPA. ”Any terms defined in the CCPA have
the same meaning when used in these California Disclosures and Privacy Policy.
We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with an individual consumer, device, or household (“personal information”).
AS A COURTESY, THE FOLLOWING DISCLOSURES INCLUDE INFORMATION THAT IS EXEMPT FROM CCPA. THE COURTESY DISCLOSURES ARE MADE WITH A RESERVATION OF ALL RIGHTS THAT WE HAVE UNDER CCPA.
In the last 12 months, we collected the following categories of personal information:
Directly from you. |
You enter or provide us with information online, by email, by phone, by completing forms in our stores, or by document upload. For example, when you apply for a loan or financial services product, show us your governmentissued ID, or pay your bill. |
Directly and indirectly from you based on activity on our website. |
For example, from submissions through our website or website usage details collected automatically. |
From vendors that interact with us in connection with the products and services we provide. |
For example, companies that work with us to market our products to you, credit reporting agencies, or other vendors that provide data we use in underwriting or in protecting you and our products from fraud and identity theft. |
We may collect, use, or disclose the personal information we collect for one or more of the following purposes:
We will not collect additional categories of personal information or use the personal information we collected for materially different, unrelated, or incompatible purposes without providing you notice.
1.5. How Long We Retain Your Personal Information
We may disclose your personal information to a service provider, contractor, or third party. When we disclose personal information to a service provider or contractor, we enter a contract that describes the purpose and requires the service provider to both keep that personal information confidential and not use it for any purpose except performing the contract or as otherwise allowed under the CCPA. We disclose to third parties as follows:
With our account linking services we disclose Sensitive Personal Information, Identifiers, Personal Information, Protected Characteristics, Commercial Information, and Internet or Network Activity.
With our affiliates we disclose Sensitive Personal Information, Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Biometric, Sensory Data, Professional or Employment Related Information, and Inferences.
With our credit reporting agencies, we disclose Sensitive Personal Information, Identifiers, Other Personal Information, Protected Characteristics, Commercial Information, Professional or Employment Related Information, and Inferences.
With our advisors such as lawyers, banks, and insurers, we disclose Sensitive Personal Information, Identifiers, Other Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Biometric, Sensory Data, Professional or Employment Related Information, and Inferences.
With our governmental and regulatory agencies, we disclose Sensitive Personal Information, Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Biometric, Sensory Data, Professional or Employment Related Information, and Inferences.
With our data analytics and web hosting providers, we disclose Sensitive Personal Information, Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Biometric, Sensory Data, Professional or Employment Related Information, and Inferences.
With our advertising providers, we disclose Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Professional or Employment Related Information, and Inferences.
We do not sell your personal information. We do not sell the personal information of minors under 16 years of age without affirmative authorization.
The CCPA defines sharing as renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating a consumer’s personal information by the business to a third party for cross-context behavioral advertising, whether or not for monetary or other valuable consideration. Some of the cookies that our site uses may constitute sharing under the CCPA. See our Cookie Policy for more details on cookies.
With our advertising providers, we share Identifiers, Personal Information, Protected Characteristics, Commercial Information, Internet or Network Activity, Professional or Employment Related Information, and Inferences.
See Section 2.5.2 below for instructions on how to opt out of sharing your personal information.
Our site is not aimed at minors, and we do not knowingly “share” the personal information of minors under 16 years of age without affirmative authorization.
The CCPA provides consumers (California residents) with specific rights regarding their personal information: the Right to Know, the Right to Delete, the Right to Correct, the Right to Limit use of Sensitive Personal Information, the Right to Opt-Out of the Sale of Personal Information or the Sharing of Personal Information, and the Right to Non-Discrimination. This section describes your CCPA rights and explains how to exercise those rights, if applicable.
You have the right to request that we disclose certain information to you about our collection, use, and disclosures of your personal information over the past 12 months (“Right to Know”). Once we receive and verify your request, we will disclose to you:
We may deny your Request to Know if we are unable to verify your identity or have reason to believe that the request is fraudulent. We may also deny your request if the personal information is subject to an exemption under FCRA, GLBA, CalFIPA, or DPPA.
You have the right to request that we delete any of your personal information that we collected and retained, subject to certain exceptions (“Right to Delete”). Once we receive and verify your request, we will delete, de-identify, or aggregate your personal information (and direct our service providers to do the same), unless an exemption or exception applies.
We may deny your Request to Delete if retaining the personal information is necessary for us or our service providers to:
Additionally, we may deny your Request to Delete if we are unable to verify your identity or have reason to believe that the request is fraudulent. We may also deny your request if the personal information is subject to an exemption under FCRA, GLBA, CalFIPA, or DPPA.
You have the right to request that we correct your personal information if it is inaccurate. Once we verify your identity and confirm that your personal information is inaccurate, we will correct your personal information (and direct our service providers to do the same).
We may deny your Request to Correct if we are unable to verify your identity or have reason to believe that the request is fraudulent. We may also deny your request if the personal information is subject to an exemption under FCRA, GLBA, CalFIPA, or DPPA.
You have the right to direct a business that collects your sensitive personal information to limit its use to uses which are necessary to perform the services or provide the goods reasonably expected.
We only use Sensitive Personal Information to provide the goods and services requested by the consumer. We only collect Sensitive Personal Information that is exempt from the CCPA under FCRA, GLBA, and CalFIPA.
The CCPA gives consumers the right to opt-out of 1) the sale of their personal information, 2) the sharing of their personal information for cross-context behavior advertising, or 2) for use in automated decision making.
We do not sell your personal information. We do not sell personal information of minors under 16 years of age without affirmative authorization.
To opt out of sharing for cross-contextual behavioral advertising see section 3.1.How to submit a request.
The CCPA gives consumer the right to opt-out of the use of automated decision-making technology in connection with decisions about the consumer’s work performance, economic situation, health, personal preferences, interests, reliability, behavior, location, or movements. We do not use automated decision-making technology for personal information that is not covered by FCRA, GLBA, and CalFIPA.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not deny you goods or services, charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties, provide you a different level or quality of goods or services, suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
3. SUBMITTING A REQUEST TO KNOW, REQUEST TO DELETE, REQUEST TO CORRECT or OPT-OUT OF SHARING FOR CROSS CONTEXTUAL BEHAVIORIAL ADVERTISING
To make a Request to Know, Request to Delete, Request to Correct or Opt-out of sharing for cross-contextual behavioral advertising, please contact us by either:
Calling us at (866) 703-8157,
Complete this form:
www.advanceamerica.net/privacy-and-terms/contact-ccpa
Only 1) you, 2) a person authorized by you to act on your behalf, or 3) an entity registered with the California Secretary of State and authorized by you to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a request on behalf of your minor child.
You may only make a Request to Know twice within a 12-month period.
A Request to Know or Request to Delete or Request to Correct or to Opt-Out of Sharing your Information must:
Before we can respond to a Request to Know or Request to Delete submitted by an authorized agent, we need to verify not only that person or entity’s authority to act on your behalf but also verify the identity of the authorized agent.
If you are authorized to submit a request on behalf of a California resident, please email us at: CAdatainquiry@advanceamerica.net and provide the following information:
If you are submitting a Request to Know specific pieces personal information (rather than categories), the authorized agent will also need to submit a declaration under the penalty of perjury signed by the consumer whose information is being requested.
We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a request to verify the requestor's identity or authority to make the request.
We will acknowledge receipt of the request within 10 business days of its receipt. We will respond to a request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. The response we provide will also explain the reasons we cannot comply with a request, if applicable.
We do not charge a fee to process or respond to your request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
Our site does not respond to Do Not Track signals configured in your web browser.
We encourage you to review your privacy options and settings with the social media platforms and networks you use to understand what choices you have about sharing information from those platforms and networks with us.
We reserve the right to amend this privacy policy at our discretion and at any time. When we make material changes to this privacy policy, we will notify you by email or through a notice on our website homepage.
If you have any questions or comments about this policy, the ways in which we collect and use your personal information, your rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:
Privacy Support Phone: |
(888) 985-6974 |
Email Address: |
privacy@teampurpose.com |
Website: |
www.advanceamerica.net/privacy-and-terms |
Postal Address: |
Advance America, Cash Advance Centers, Inc. Attn: Information Privacy 135 N. Church St. Spartanburg, SC 29306 |
Effective Date 1/1/2023
Text Message Policy
When you provide us your cell phone number and opt in to our text messaging program, you have provided us with express consent to send you text messages about your loan, such as payment reminders along with marketing messages about other services we offer, including special offers you may be eligible for. Your cellular provider's message and data rates may apply to our confirmation message and all subsequent messages. We do not charge you for any text messages we send you.
You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and your text messages if you want them to remain private. Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.
If we modify this Text Message Policy, we will notify you by sending you a text message with a link to the new policy. We may terminate our text message program at any time. If you have any questions about this policy, would like us to mail you a paper copy of this policy or are having problems receiving or stopping our text messages, please contact us using the following information: customerservice@service.advanceamerica.net or {{ appObject.applicationViewModel.FuseCompanyNumber }}. {{ appObject.applicationViewModel.CompanyPhone }}.
By opting in, you agree and expressly consent to be contacted by us, our agents, employees, and/or affiliates through the use of email, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including with the use of automatic telephone dialing systems, auto dialers, or an artificial or prerecorded voice.
If you wish to stop receiving marketing text messages from us, reply to any marketing text message we have sent you with STOP. If you wish to stop receiving account maintenance text messages from us, such as payment reminders, reply to any account maintenance text message we have sent you with STOP. If you wish to stop receiving all text messages from us, type STOP ALL in the reply text you send us. Your stop request will become effective within one day.
If at any time you need our contact information or information on how to stop text messages, reply to any text message we have sent you and in the reply text simply type "HELP". Upon receiving your text message, we will send you a text message with our phone number, a link to this policy, and instructions on how to stop text messages. The number of text messages that we send to you per month will depend on your specific account details. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access.